You Can Get Relief from Overwhelming Debt in MassachusettsAre you having trouble keeping up with your bills? Have you had to choose between putting food on your table and paying the mortgage? Are you tired of threatening phone calls from creditors? You do not have to continue struggling with unmanageable debt. Bankruptcy might be the right solution. At the Law Office of David McLoon, I have more than 20 years of experience guiding families and small businesses through the Massachusetts bankruptcy process. My law practice is based on personal service to clients, which means that I will work closely with you throughout the entire process to help make sure that things run smoothly. I understand that many people face bankruptcy because of situations beyond their control. They lose jobs, face health problems or experience divorce. I try to make facing difficult financial challenges easier, so I make the bankruptcy process as comfortable as possible. I work hard to be available when you call. I also offer free initial consultations and affordable pricing. Don't Let Debt Consume Your Life ∙ Schedule a Free Consultation Contact Me Online or Call Me Toll-Free at 866-587-6326Everyone has a unique financial situation. During your free initial consultation, we will talk through your concerns and discuss possible options. As an experienced lawyer, I will explain the basics of Massachusetts' bankruptcy system and how the laws apply to your situation. Depending on your bankruptcy goals, I will likely recommend filing for one of these forms of bankruptcy: - Chapter 7 Bankruptcy: Chapter 7 Bankruptcy is often called "liquidation bankruptcy" because it is based on the liquidation of non-exempt assets. In many cases, all of your assets will be exempt and I will work with you to maximize the protection of your property through using bankruptcy law. If you qualify, Chapter 7 Bankruptcy can give you a fresh financial start.
- Chapter 13 Bankruptcy: Chapter 13 Bankruptcy, also called the "wage earners plan," provides relief from debt while allowing you to keep certain assets. In this kind of bankruptcy, we will work together to develop an affordable plan to pay off your debts over a 3 to 5 year time period. Whatever debts are left at the end of your court-approved payment plan will be discharged.
Filing for any form of bankruptcy will put an automatic stay in place to stop all creditor harassment. Instead of calls to your home or work, creditors will have to communicate with me, your attorney. Call 866-587-6326 or contact me online to schedule a free initial consultation. I know that you are going through a difficult financial situation, and I will work with you to set up a payment plan that you feel comfortable with. For your convenience, I offer flexible appointment times and house calls throughout the North Shore, Essex County area. My office is easily accessible by bus or train and is conveniently located in downtown Lynn, near City Hall. David McLoon is a debt relief agency as defined by bankruptcy law. I help people file for bankruptcy relief under the Bankruptcy Code.
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