Essex County Chapter 7 Bankruptcy Lawyer
Many people face bankruptcy because of situations beyond their control such as lost jobs, health problems and divorce. Luckily, an experienced attorney can make these difficult financial challenges a lot easier.
I am attorney David McLoon and with more than 25 years of bankruptcy experience, I know how to make the bankruptcy process as comfortable as possible. Here for you throughout the process, I work hard to be available when you call and I will make sure you are not taken advantage of. I offer free initial consultations and affordable pricing, so you have access to the dedicated legal counsel you deserve.
Get a Fresh Start
- Chapter 7 bankruptcy: Often called liquidation bankruptcy, Chapter 7 is based on the liquidation of nonexempt assets. In many cases, all of your assets will be exempt and I will work with you to maximize the protection of your property through bankruptcy law. If you qualify, Chapter 7 bankruptcy can give you a fresh financial start.
- Chapter 13 bankruptcy: Also known as a wage earners' plan, Chapter 13 provides relief from debt while allowing you to keep certain assets. We will work together to develop an affordable plan to pay off your debts over a three- to five-year time period. Whatever debts are left at the end of your court-approved payment plan will be discharged.
- Keeping your property: There are a number of strategies you can utilize to maximize the amount of property you keep after filing for bankruptcy. I will do whatever I can to help you protect your car, retirement plans and other assets.
- Saving your home: Whether you face the threat of foreclosure or you are afraid you will lose your home after filing for bankruptcy, I will help you come up with a plan that protects your home.
- Creditor misconduct: The moment you file for bankruptcy you will receive an automatic stay, which should put an immediate end to all creditor harassment. I will make sure your creditors give you the time and space you need to complete your plan.
- Your credit score: There are a lot of myths out there about what bankruptcy will do to your credit score. I will help you clear up any misinformation and help you take steps to start rebuilding your credit score.
Contact
As a Lynn lawyer for filing bankruptcy, I am ready to help individuals, families and businesses across the North Shore and Massachusetts get the debt relief they deserve. Easily accessible by bus or train, I have a flexible appointment schedule and even offer house visits. Contact me online or call me at 978-607-0150 to schedule a free initial consultation today.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
